Incentives and benefits

What social benefits are available in Luxembourg

The government offers a range of support and benefits for those in need, providing various options to help meet different needs. To find out which documents are necessary and how to receive assistance, it's important to look into the specific requirements and application process.

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One of the primary values of the European state is to take care of its citizens. It is the possibility of getting real help when you need it that makes the EU such an attractive place for expats. Luxembourg is no exception.

Child allowances

This is one of the largest and most important categories. In addition to the basic child benefit, there are maternity benefits, financial assistance for school preparation and others.

The maternity allowance

Family allowance

Unemployment benefits

This is another major element of social protection in Luxembourg. The reasons for receiving this type of benefit can be different. For example, dismissed employees (aged between 16 and 64), self-employed persons who have ceased to work due to force majeure, young people who have completed their studies, and more.

The main condition for receiving this benefit is residency in Luxembourg. You must also hold a LuxTrust certificate and an individual identification number (eID). The National Employment Agency (ADEM) is responsible for unemployment benefits. See our Knowledge Library article for details on how to get this type of financial support.

Benefits

Unemployment

Luxembourg

How to apply for unemployment benefit in Luxembourg

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Disability benefits

People with disabilities are given special protection. They are not only entitled to financial benefits, but also to other forms of support: social assistance, legal advice, help in adapting to live in the community, and more.

For all types of assistance, contact the special body INFO-HANDICAP, which was created specifically to help people with disabilities.

Retirements

Every citizen who is 65 years of age or older can qualify for a pension. You must have at least 10 years (120 months) of contributions to a pension fund to qualify. Earlier retirement — from age 57 — is possible. To qualify, you must have paid contributions for 480 months or 40 years.

Usually your employer pays these contributions, but sometimes you have to pay them yourself, for example if you are self-employed.

Standard pension

Survivor's pension

There are different conditions for each category of applicant, which you can read in detail on the website.

Tuition allowance

It is issued to adults who are registered with the ADEM and who are looking for work. Another important condition is that the applicant must have been part of a vocational training course or be in training for a new occupation.

The applicant must also:

have an attendance rate of at least 80%;
not receiving other benefits, such as unemployment, maternity, pensions, etc.;
provide ADEM with a valid bank account number and tax card.

No further action is required. ADEM will allocate an allowance of 365.45 euro per month, keeping track of the status and fulfilment of the conditions.